Confessions of a Poor Money Manager

Image by Stuck in Customs via Flickr

This holiday season, don’t do something you know that you will regret.

Consumer Credit Counseling Service of Greater Atlanta offers these 10 tips on how to spend wisely this holiday season and avoid debt:

1. Check the Black Friday ads early
2. Shop before the big sales
3. Don’t forget about “Cyber Monday”
4. Leave your credit cards at home
5. Get to know your favorite retailer
6. Do your research online
7. Keep the change
8. Earn extra income
9. Create sentimental gifts
10. Make a Holiday Spending Plan

To read the entire article: 10 Ways to Avoid Debt During the Holiday Season

Ashley Clayton, money management expert, providing support and guidance to pastor’s financial management ministry to their congregations.